Frequently asked questions
A Trusted Partner in Every Step of Your Financing Journey
TrueCapital was founded on the belief that mortgage lending should be transparent, strategic, and relationship-driven. We work closely with each client to structure solutions that align with their financial profile, long-term objectives, and timeline — delivering execution you can rely on.
Licensed in Florida and Texas • NMLS Registered • Serving homeowners, investors, and self-employed borrowers.
Get pre-approved quickly, close with confidence, and work with a team experienced in Miami condos, self-employed borrowers, foreign nationals, and investment financing including DSCR solutions.
We are a full-service mortgage company based in Miami, FL.
Our mission goes beyond transactions; Welcome to A Company That Cares.
Central to our identity, we advocate for education and guidance to make your dream of homeownership come through.
Our commitment to excellence is unwavering and resonates in every aspect of our service.
We pride ourselves on delivering innovative solutions tailored to your unique needs.
With every interaction, we strive to meet and exceed expectations.
Experience the difference
where expertise meets empathy, and your financial journey becomes our shared success story.
The Right Loan. The Right Structure. The Right Partner.
PURCHASE
REFINANCE
HELOC
Single family, Multi-family, Condominium, Townhouse & Manufactured home
Primary - Vacation - Investment
INITIAL
CONSULTATION
01.
We assess your goals, finances, and property plans to determine the best loan structure.
02.
PRE
APPROVAL
Submit basic documentation and receive a fast (24H max) reliable pre-approval to shop with confidence.
03.
LOAN
STRUCTURING &
UNDERWRITTING
We handle documentation, analyze all income sources, and assist with underwriting.
04.
CLEAR TO
CLOSE
Once approved, We finalize all conditions and prepare your loan for closing
NO SURPRISES
05.
CLOSING
Sign, fund, and move forward. We stay involved through the final step to ensure a smooth transaction.
